Visa Advances with $200 Million in Stablecoin Transactions as Regulatory Landscape Shifts

By: Eliza Bennet

Visa has made a significant stride in its journey toward digital asset integration, reporting over $200 million in stablecoin transactions in the second quarter of 2025. This development marks a crucial step in the payments giant's broader digital asset strategy, confirming insights from its quarterly earnings report. The uptick in stablecoin transactions is achievable through Visa's enhanced stablecoin settlement framework, which operates seven days a week, boosting transaction throughput.

Despite the promising growth, Visa CEO Ryan McInerney described the stablecoin transaction volume as considerable yet minor compared to the company's overall settlement activities. "It’s still early, but we do see real potential," McInerney noted, emphasizing the company's longstanding investment in the crypto and stablecoin domain.

Visa is pioneering programmable payment tools designed to alleviate the delays inherent in global payment systems, often plagued by banking inefficiencies. The company's Visa Tokenized Asset Platform is integral to this innovation effort. This platform will permit financial institutions to create stablecoins and develop cutting-edge financial products such as automated payments and time-locked transfers, paving the way for future advancements in digital transactions.

Regulatory clarity is pivotal for stablecoin adoption, and Visa remains optimistic about upcoming shifts in the regulatory landscape. With the recent enactment of the GENIUS Act by US President Donald Trump, which establishes new standards for stablecoin issuers, and similar regulatory moves in the European Union and Hong Kong, the path for tokenized payment expansion is becoming clearer. Visa anticipates further developments, with McInerney hinting at upcoming showcases that could highlight the company’s new ventures in programmable finance.